… quit proposing Nazi policies like genocide. Yeah, some fine MAGAts in Maricopa County (Arizona) proposed liberal genocide and deportation of the Jews to save America for white people. Thereby proving that Maricopa County is one of the Orange Racist Pussy Grabber’s strongholds. Yay, Arizona.
Meanwhile, Paul Ryan literally flunks the answer to the question, “what is insurance?”. The answer to that question, of course, is that insurance is risk pooling. Let’s take leukemia. Leukemia is pretty rare, but when it happens, it costs $1,000,000 to cure it. So if leukemia strikes one in 10,000 people in a given year, then 10,000 people can each put $100 into the pot, and the lucky individual who comes down with leukemia gets his leukemia treatment.
Here’s the point: Yes, the healthy people are paying for the healthcare of the sick person with leukemia, but that’s because they didn’t know at the beginning of the year whether they would be the one person in the pool who came down with leukemia. So they pooled the risk — they put $100 into the pot so that if they did turn out to be the one person who came down with leukemia, they would get the health care they needed instead of dying. The whole point of a risk pool is that the people who don’t “win” the leukemia lottery end up paying most of the costs of the person who does “win” the leukemia lottery, so that if next year *they* are the one who “wins” the leukemia lottery, their leukemia treatment will be paid for too. It’s basically gambling, but gambling with the purpose of reducing overall risk rather than increasing it. The fact that 9,999 people don’t “win” the leukemia lottery doesn’t make it theft, no more than with any other lottery. It just means that if they play that game again next year and they *do* “win” the leukemia lottery, their health care is paid for.
What happens if you *don’t* have risk pooling? Lots of dead bodies. Because the vast majority of the people who do “win” the leukemia lottery every year are not millionaires like Paul Ryan and thus don’t have the personal resources to pay $1,000,000 for treatment. That’s why they joined a risk pool — to pool their money with other people so that if they *do* “win” the leukemia lottery, there’s enough money in the pot to pay the bill. That is why both the American Medical Association and American Hospital Association are both against any plan that reduces the number of insured people — uninsured people generally die when they don’t have the $1M to pay to cure an expensive illness. But the thought of dead bodies apparently gives Paul Ryan a woodie…
Yeah, if you don’t want to be called a Nazi, quit proposing policies that end up with dead bodies. Just sayin’.
– Badtux the Bodycounting Penguin